Access Bank Transfer Code – How to transfer money

Access Bank Transfer Code

Access bank, one of most used bank in Nigeria, have a shortcode which customers or users can use. Wether to transfer airtime, money or make certain payments.

This shortcode however, will or only works on the mobile number linked or connected to your access bank account.

Access Bank Transfer Code

Access Bank Transfer Code is *901#

  • How to transfer money Using Access Bank Transfer Code

Before we dive into that, you have to make sure that this service has been activated on your number. But if not, here’s how to go about it. Start by dialing *901#, Then select transfer, after which you’ll be required fill the last six digit of your ATM vard. Also, Your PIN and some other information will be requested, after which this service will be activated immediate.

Related: Zenith Bank Transfer Code

It’s now time to transfer. And you can go about this way. dial the code *901#, then correctly select and follow the prompts. This means when the code is dialled and the pop up Message comes up select transfer, and every other information correctly. Though you don’t need airtime or data, but however, transfer to Access is charged 20N. While transfer to other Banks is charged 10, 25N or 50N depending on the amount transferred.

  • Buy Airtime

Wether you intend buying airtime for yourself or transferring to another person, just dial the code *901#, Select airtime, then select whether it’s for self or another number or person. Self represents only the number connected or linked to the access bank account.

Benefits Of Using Access Bank Transfer Code

  • Imagining doing what you would spend 20 – 30 minute’s waiting for while on the queue in banks, for just few seconds. Thereby making it more convenient and also fast
  • There’s no limit when it comes to the type of device/phone you can use. Why? It works perfectly on all kinds of phones
  • Don’t think you need to have airtime or Data before you can use this Shortcode, no you don’t. All you need is a phone that’s working.
  • Whatever Bank you want to Send money as long as it’s in Nigeria, this shortcode works perfectly.
  • Talking about limits, though it depends on your account type, some are limited to 100,000N per while some ranges up to 1 Million Naira per day.

Related: UBA Transfer Code

  • check Account Balance

This also involves dialling the same access bank code *901#, then toggle your way to the balance enquiry section, after which your account balance will be sent to you as a text message.

The below are *901# short strings available for a variety of transactions:


S/N Short Strings Function


*901*1*merchant code*amount# Merchant payment


*901*amount# Self-airtime purchase


*901*Amount*Phone Number# Airtime to others


*901*Amount*Account Number# Transfer


*901*00# Balance enquiry


*901*0# PIN change/reset


*901*000*522+etag number+amount# LCC Toll account top-up


*901*911# To deactivate phone number on USSD (this service can be accessed via any phone or phone number).


*901*3# Bill Payments


*901*000*RefCode# USSD on POS


*901*5# Diamond Xtra


*901*11# Payday Loan


*901*14# Dual Transaction Service (DTS)


*901*10# Access Yellow


*901*13# Access Africa


*901*12# Update customer info
*901# is available to all individual account holders (sole signatory) whose phone numbers are registered with any of the mobile network operators (MTN, GLO, Airtel and 9Mobile) and correctly maintained with the Bank.
Joint, corporate, and multiple signatory accounts are not eligible for this service.
A service session lasts for about 2 minutes and times out after every 20 seconds if there is inactivity.  This means that every transaction initiated must be concluded within 2 minutes.
No, *901# can only be accessed via your phone number maintained with the bank.
Yes, if you have an active roaming service.
With HIDA and other cardless accounts, you can enrol with your registered Date of Birth.
Yes, you can. As long as the phone number is maintained with the Bank.
These are strings of numeric codes used to complete specific transactions in a shorter time.
Yes. To make transfers above N20,000, a hardware token or the last six digits of your debit card is required. You can request a token from any of our branches nearest to you.
Yes. This service is independent of the daily limit set for Internet Banking and Mobile App.
The option to save beneficiary is available at the end of every transaction.
Dial *901*0# to reset pin.
Dial *901*911# on another phone and follow the prompt to deactivate your USSD profile.
You can visit our branch nearest to you, call our 24-hours Contact Centre on  01-271-2005 or send an email to
This means that the phone number has been blacklisted. You can visit a branch or send a mail to our Contact Center team ( with a written instruction to whitelist your phone number.
For enquires and issues resolution, call our 24-hour Contact Centre on 01-271-2005 or send an email to

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